When a percentage fee costs more than $49
Gumroad's pricing page lists 10% + $0.50 per direct sale and no monthly fee; its fee help article may describe lower rates at high monthly volume, which these figures do not account for. Plandalf is $49 a month with no percentage of sales. On the plan and platform fee alone, the two cost the same when Gumroad's fee reaches $49. At an average sale of $10 that is about 33 sales a month ($330 in sales). At $30 it is 14 sales ($420). At $100 it is 5 sales ($500). Below that, Gumroad costs less on these lines; above it, the flat fee costs less. The comparison covers platform fees at the headline rate only. It leaves out payment processing and any volume discount, so check Gumroad's fee help article against your own numbers (see the table below).
Who should stay on Gumroad
Stay if you sell a handful of items a month, if the 10% + $0.50 is below $49 for you, or if you want the platform to handle sales tax. Gumroad's pricing page says it became merchant of record on 2025-01-01 and handles sales tax collection and remittance worldwide. Plandalf does not do this. It connects to your own Stripe or PayPal account, those providers process the payments, and tax stays your responsibility or your tax tool's. If that matters more to you than the fee, stay.
Who should move to Plandalf
Move if your monthly sales are past the break-even above, or if you want a checkout you design to match your brand with your own Stripe or PayPal account behind it. Gumroad also lets you embed its payment platform on your site and use a custom domain, so where the checkout appears is not the reason to move. Plandalf Offers gives you upsells, order bumps, coupons, subscription and payment-plan prices on one plan, and Timers add deadlines that stay in step with the checkout, coupon and email. Purchase automations can send the order to your email tool, CRM or your own API. Plandalf is not a storefront marketplace, so it will not send you buyers the way Discover does.
What each costs, checked 2026-10-09
Gumroad lists 10% + $0.50 per direct sale, 30% on sales through Discover, and no monthly fee. Plandalf is $49 a month or $490 a year (two months free), one plan, with Plandalf taking 0% of your sales. With Plandalf, Stripe or PayPal charge their own processing fees on top. Gumroad's pricing page does not itemise processing, and its fee help article may add card processing charges or volume discounts, so compare the totals you would pay on your own sales rather than the headline rates.
| Decision point | Plandalf | Gumroad |
|---|---|---|
| Plan price | $49/month, or $490/year | No monthly fee listed |
| Fee on direct sales | 0%. Plandalf takes no percentage of your sales. | 10% + $0.50 per transaction at the pricing-page rate. Volume discounts may apply per its fee help article. |
| Fee on marketplace sales | Not applicable. Plandalf has no marketplace. | 30% per transaction through Discover |
| Payment processing | Set by your processor. Stripe or PayPal charge their own fees. | Not itemised on the pricing page. Its fee help article may list card processing charges. |
| Sales tax | Not handled by Plandalf. Payments run through your own Stripe or PayPal account. | Merchant of record since 2025-01-01, handling sales tax collection and remittance worldwide, per its pricing page. |
| Free trial | 14 days, no credit card required. | Not applicable, no monthly fee. |
| Where the checkout lives | Branded checkout, hosted or embedded on your own site. | Gumroad storefront and product pages, or its payment platform embedded on your own site with a custom domain, per its features page. |
| Memberships, subscriptions and license keys | Subscription prices and payment plans. License keys and file hosting are not offered. | Memberships, subscriptions and license keys listed on its features page. |
What migrating involves
Moving a checkout is a rebuild of the offer, not an export. You recreate each product and price, rebuild the checkout in Plandalf (templates cover the common layouts, and the team will build one from a link you send), repoint your buy buttons or links, and wire the purchase events you rely on to your email and fulfilment tools. Gumroad's features page says you can export your customers and followers, so do that first. Subscriptions are the part to plan first, because a subscription stays with the processor holding the customer's card. Plandalf does not host files or issue license keys, so keep delivery in the tool that does it today. Run both checkouts side by side on one product, then cancel once the new flow has taken real orders.
Gumroad plans as listed
- Direct sales, 10% + $0.50 per transaction. The rate listed for sales made through your own profile or direct links. Checked on the Gumroad pricing page. Gumroad's fee help article may list volume discounts and card processing charges that this page has not verified.
- Discover sales, 30% per transaction. The rate listed for sales that come through Gumroad's Discover marketplace. Checked on the Gumroad pricing page.
Sources checked
- Gumroad pricing page, checked 2026-10-09
- Gumroad features page, checked 2026-10-09
- Plandalf pricing, checked 2026-10-09
FAQ
Is there a flat-fee alternative to Gumroad?
Plandalf is $49 a month or $490 a year on one plan, and takes 0% of your sales. Gumroad's pricing page lists 10% + $0.50 per direct sale and no monthly fee as of 2026-10-09; its fee help article may add volume discounts and processing charges. Stripe or PayPal charge their own processing fees with Plandalf.
At what sales volume does Plandalf cost less than Gumroad?
On the plan and platform fee alone, about 33 sales a month at a $10 average, 14 at $30 and 5 at $100. Below that Gumroad's headline fee is lower. Compare processing fees and any Gumroad volume discount too before deciding.
Does Plandalf handle sales tax like Gumroad?
No. Gumroad's pricing page says it is merchant of record and handles sales tax collection and remittance. Plandalf connects to your own Stripe or PayPal account and does not process payments or act as merchant of record.
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